ECHOES OF THE LAST MIND

ORIGIN: https://www.yourweather.co.uk/news/

Climate change is pushing insurance systems to breaking point, WWF says. In 2024, global losses from natural disasters reached $318 billion, yet only about one-third of these losses were insured.

The 2025 LA wildfires destroyed thousands of homes and businesses

The rising frequency and severity of extreme weather is driving an insurance crisis in the United States, leaving millions of households and businesses financially exposed, according to WWF-US.

Uninsured losses are rising in size and geographic reach as insurers retreat from high-risk areas, the conservation organisation noted.

Over 1.9 million home insurance policies have been ‘non-renewed’ in the US since 2018, meaning that insurance companies have decided not to renew a policy when it expires.

When ecosystems are degraded, communities lose their first line of defence against extreme weather.States like California, Florida, and Louisiana have been the hardest hit, with some communities facing skyrocketing premiums or no covera

ge at all, it said.The share of uninsured homes in the US has more than doubled — from 5% in 2019 to 12% in 2025 — as the rising climate risk